For seniors, people with disabilities, and those with End-Stage Renal Disease, Medicare is the ticket to a world of medical coverage. From hospital stays to doctor visits to prescription drugs, this federal program is designed to cover a wide range of healthcare needs. But, it can be hard to know what's covered and what's not.
Generally speaking, Medicare covers preventive care, hospital stays, doctor visits, home health care, durable medical equipment, laboratory tests, and mental health services. It also includes some prescription drug coverage, though this varies depending on the plan.
However, traditional Medicare isn't the only option. Medicare Advantage plans provide extra coverage at a lower cost, while Medicare supplement plans fill in the gaps left by traditional Medicare. Either way, it's important to carefully evaluate each plan to make sure you get the coverage you need. Need help navigating the ins and outs of Medicare? Our team of professionals is here to assist you every step of the way.
Understanding Medicare Eligibility
Understanding Medicare eligibility can be confusing, but it's essential to be aware of the regulations and guidelines for your healthcare. Fortunately, our experienced professionals can help make things clearer - sorting out your options so you get the coverage you need.
Typically, individuals 65 and over who are U.S. citizens or permanent residents are eligible for Medicare coverage. Plus, those under 65 who qualify for Social Security Disability Insurance (SSDI), have end-stage renal disease (ESRD), or amyotrophic lateral sclerosis (ALS) can also meet the criteria. However, it's important to meet the requirements to be eligible.
At our agency, we can help you get the info you need to understand Medicare eligibility. We'll cover Medicaid eligibility, Medicare enrollment periods, and any other types of coverage you might be eligible for. Our knowledgeable professionals can ensure you get the coverage you deserve.
Types of Medicare Coverage
Navigating the ins and outs of Medicare coverage can be tricky. But we can help make it a bit easier. Medicare is a federal health insurance program that provides coverage to US citizens and permanent residents aged 65 and over, as well as to some younger individuals with certain disabilities and those with end-stage renal disease.
Let's take a closer look at the four parts of Medicare: Part A, Part B, Part C (or Medicare Advantage), and Part D (Prescription Drug Coverage). Part A helps cover inpatient hospital stays, skilled nursing facility care, hospice care, and home health care. Part B covers doctor visits, preventive care, outpatient care, and durable medical equipment. Part C can include vision, dental, and hearing coverage in addition to the benefits of Parts A and B. Lastly, Part D covers the cost of prescription drugs.
It's important to keep in mind that all four parts of Medicare are different in terms of coverage, costs, and eligibility requirements. Our team of experts can help you work out which parts of Medicare are best for you and how to apply for them. Plus, if you have any questions about your coverage or how to use it, we can help there too.