Medicare has been around since 1965, offering coverage to those over 65, those with certain disabilities, and those with end-stage renal disease. We at Health Blueprints get it – you need to stay informed when it comes to Medicare plans, and we're here to help.
Medicare is managed by the Centers for Medicare & Medicaid Services (CMS), and is divided into four parts – A, B, C, and D. Part A covers hospital stays, B covers doctor visits and preventive services, C lets you buy additional coverage from private insurers, and D covers prescriptions. The cost of Medicare depends on income and the number of years you've been working. Most folks have to pay premiums for Parts B, C, and D, as well as copays for doctor visits and other services. Plus, there are deductibles and coinsurance costs to think about.
At Health Blueprints, we understand the importance of finding the right plan and coverage that fits your needs and budget. Our experts are here to guide you through Medicare's different parts and help you make sense of it all. No matter if you're just starting out or have been a Medicare member for years, we're here to help.
What does Medicare Cover?
Navigating Medicare can be tricky, but we're here to help. From hospital care to preventative services, Medicare offers a range of benefits and treatments that can help keep you healthy. Hospital care includes inpatient and outpatient services, such as doctor visits, tests, and surgery. Medicare also covers preventative care, like screenings, shots, and counseling. Plus, it offers home health care, hospice care, and durable medical equipment.
Mental health services are also covered under Medicare, including care from psychiatrists, psychologists, and social workers. They provide therapy, counseling, and medication management, as well as preventive care for mental health. When it comes to medications, Medicare covers medically necessary generic and brand-name drugs, but not those that are not medically necessary.
At Health Blueprints, we're committed to helping you understand the ins and outs of Medicare and get the care you need. With our expertise, you can feel confident knowing you're taking advantage of all the services and treatments that you're entitled to.
Who is Eligible for Medicare?
It's essential to know who is eligible for Medicare and what services they have access to. Generally, you must be 65 or older, a U.S. citizen or permanent resident, and have worked and paid taxes in the U.S. for at least 10 years to qualify. But some people under 65 may also be eligible, such as those with disabilities or End-Stage Renal Disease.
Our knowledgeable team can help you make sense of your eligibility and the services available to you, like check-ups, tests, screenings, immunizations, and more. Many of these services may require a co-payment or deductible, whereas others may be free. Keep in mind, Medicare does not cover all healthcare costs. In some cases, financial assistance programs may help you pay for services not covered by Medicare. Our experts can help you determine which programs are the best fit for you.
No matter your age or financial situation, our team is here to help. We can provide you with the expertise and information you need to make informed decisions about your healthcare. So don't wait – contact us today to learn more.
How to Enroll in Medicare
With the right information and guidance, we can make enrolling in Medicare much easier.
Enrolling in Medicare can be daunting, but with the right info and support from the team at Health Blueprints, it doesn't have to be. To get started, you'll need to decide which coverage is best for you – there's Original Medicare, a Medicare Advantage Plan, a Medicare Supplement Insurance plan, and a Medicare Prescription Drug Plan to choose from. Most people become eligible for Medicare at age 65, but some younger folks may qualify due to disabilities or other special conditions. It's wise to sign up three months before your 65th birthday or the month you turn 65.
Before enrolling, you must understand the costs associated with Medicare coverage – premiums, deductibles, and coinsurances vary based on which plan you pick. Compare the costs of plans to make sure you're getting the coverage you need at a price that fits your budget. It's also important to know what services are covered by Medicare – from hospital care to end-of-life care, plus preventive care, Medicare has you covered.
At Health Blueprints, we make enrolling in Medicare simple. Our experienced professionals provide invaluable guidance and support every step of the way. We'll help you decide the best coverage for your needs and budget and answer any questions you have. Our team can help make the process much easier – no need to be intimidated!