With our help, you can feel confident that you are making the best decision for your health care needs.
Navigating the complexities of Medicare can be a challenge, but our team of pros are here to help. Funded by the federal government and managed by the Centers for Medicare & Medicaid Services (CMS), Medicare provides coverage to individuals 65 and older, as well as to certain younger people with disabilities and those with End-Stage Renal Disease (ESRD). It's broken down into four parts: Part A (Hospital Insurance), Part B (Medical Insurance), Part C (Medicare Advantage) and Part D (Prescription Drug Coverage). Part A helps cover inpatient care in a hospital, skilled nursing facility, hospice and some home health care. Part B covers doctor visits, preventive services and outpatient care. Part C provides Medicare beneficiaries the option to receive their Part A and Part B benefits through private health plans called Medicare Advantage Plans. Part D helps cover prescription drugs.
The eligibility requirements and benefits available vary, so it's important to get a lay of the land. Our team of experts can help you make sense of it all, including the difference between Medicare and Medicaid, as well as other government programs and private insurance plans. With our help, you can feel confident that you're making the best decision for your health care needs.
What is Medicare Part A?
At our team, we get how crucial it is to have coverage for medical services, so it's our mission to make sure everyone enrolled in Medicare Part A has the protection they need. According to the Centers for Medicare & Medicaid Services, in 2020 over 59 million people were enrolled in Medicare Part A.
Medicare Part A coverage is for people 65 and up, as well as those under 65 with certain disabilities or end-stage renal disease. This coverage can assist with everything from inpatient hospital services to hospice care. Our professionals are here to help you understand the coverage and make sure you get the care you require.
We're passionate about helping you comprehend the ins and outs of Medicare Part A so you can make educated decisions about your healthcare. Our team is devoted to helping you get the coverage you need and to provide you with the info and resources to make the right choices for your health and well-being.
What is Medicare Part B?
Medicare Part B is a must-have for those over 65 or those with certain disabilities. It helps to cover the cost of doctor visits, preventive services, medical equipment, lab tests, surgeries, and more, but can be puzzling to wrap your head around. Don't fret; our team of experts is here to make it all clear.
Part B is a type of insurance that can help shoulder the cost of doctor visits, outpatient treatments, preventive services, and more. It also helps with the expense of durable medical equipment, such as wheelchairs and walkers. The cost you'll pay for Part B depends on your income, but most people are charged a monthly premium.
Part B is also there to cover preventive services such as vaccines and screenings, as well as mental health care and emergency services. Plus, it helps to cover the costs of lab tests, surgeries, and other treatments. It pays to know what Part B covers - and what it doesn't – as these services can be pretty pricey.
Our professionals can help you get the most out of Part B and make sure you have the coverage you need. We'll explain how it works, what services are covered, and how to make sure you're not missing out. We know how important it is to have the right coverage, so let us lend a hand.
What is Medicare Part D?
We can help you determine which coverage is best for your unique needs and budget.
Medicare Part D is a must-have for any Medicare plan. It helps foot the bill for our prescription drugs and certain medical services that the regular Medicare plan doesn't cover. We understand this coverage can be tricky to navigate, so it's key to know what Part D covers and how it works.
Part D is an optional add-on to original Medicare. It covers a range of medications prescribed by doctors, dispensed by pharmacies and preventive services, plus mental health care services. It's available through private insurers approved by the government and each plan can vary in cost and which drugs are covered. To get the most bang for your buck, our experts can help you compare plans and find the one that meets your needs and budget.
Part D plays an important role in helping us cover the expenses for the drugs we need, plus it offers protection for our wallet. With our team by your side, you can determine what coverage is right for you – no matter your unique needs or budget.